CANCELLATION
All cancellations must be made in writing with appropriate documentation. All payments are fully refundable up to January 1, 2010, including insurance.

March Break Programs:
• If cancelling after January 1, 2010, no monies are refunded.

International Summer/Community Programs:
• If cancelling participation of a summer program between January 1, 2010 and March 1, 2010, all payments, excluding insurance, will be refunded minus a handling fee of $100.
• From March 1, 2010 to April 1, 2010, $1750 plus insurance and registration fee is not refunded.
• After April 2, 2010, no monies are refunded.

No refunds after the program has begun.
No refunds will be given for students who voluntarily withdraw during any program, nor will there be any refund for any student who is asked to leave the program for use of drugs, abuse of alcohol, or disobedience of the rules of the program.

MEDICAL INSURANCE AND TUITION/CANCELLATION PROTECTION
We strongly recommend that you purchase the Medical Insurance & Tuition/Cancellation Protection Plan, which costs $295 and includes:

• Trip cancellation before you leave home. If you need to cancel your trip because of a covered illness or medical emergency, your trip investment is protected.
• Emergency medical coverage, including access to Global Excel, 24 hours a day, seven days a week, if you need to be referred to a doctor, to get help in a foreign language, to be brought home for medical attention, or to access other assistance services in an emergency.
• Subsistence allowance up to $1500 reimbursement for commercial accommodation, meals, essential telephone calls and taxi fares, upon physician's advice, for a covered emergency medical condition.
• Bedside companion's travel if you are hospitalized for more than three days.

Medical Insurance & Tuition/Cancellation Protection Plans
Protection Plans
1-15 days $150
15-30 days $295
Plans may only be purchased at the time of registration and are available to residents of Canada only. Non-residents may purchase Tuition/Cancellation protection only. Canadian residents may purchase Medical Insurance only or Tuition/Cancellation protection only.

Medical Insurance Only
1-15 days $60
15-30 days $120

Tuition/Cancellation Protection Only
1-15 days $115
15-30 days $225
Pre-existing medical conditions that have not been stable for 90 days prior to purchasing Medical Insurance are not covered. Other exclusions apply. Refer to policy for details. Premiums are nonrefundable after the date of purchase.

TRAVEL PORTION
Travel services, including all air travel, transfers, hotel accommodations, cruise accommodations, and local excursions, are provided by Blyth Educational Travel. TICO registration # 50016735. The travel portion of your fees is protected by The Ontario Travel Industry Compensation Fund. The travel provider reserves blocks of round-trip seats on specific flights. Due to the nature of group fares, it is not possible for individuals to change their departure or return dates. Transfers to and from the airports while in destination are included for the group flights only. Individuals who make their own travel arrangements are responsible for their own transportation to and from the airport. Please note that we do not have access to the student rooms either before or after the dates of our programs. Students who arrive before the first day or who need to stay after the last day of the programs must make their own arrangements. Those students who, for personal reasons, do not want to use the flight portion included in the program fee, may deduct air fare from their program fees. Please call for details.

CHANGES TO THE COURSES
Blyth Education reserves the right to cancel any course due to insufficient enrolment by May 1, 2010. Students will be offered any other course that does have sufficient enrolment in any destination or a full refund.

CHANGES TO THE ITINERARY
Due to unforeseeable circumstances, it may happen that we are obliged to make changes to the itinerary as it appears in the brochure. Blyth Education reserves the right to alter the location, itinerary, accommodation, or transportation of any of the programs, and to provide alternatives of equal value and quality. In this event, we would endeavour to minimize the changes.

DOCUMENTS AND VISA REQUIREMENTS
Canadian and American citizens require a valid passport for our programs. Students must make sure that their passport is up-to-date and valid for at least six months after their return date and that all necessary visas have been obtained. Other nationalities should contact the nearest Consulate or Embassy for details on visa requirements. Parents/guardians of students registered for the Cozumel program may be asked to sign a letter authorizing the student's travel to Mexico. Blyth Academy will not be responsible for students who travel without the required documents.

GENERAL BEHAVIOUR
Blyth Academy, Blyth Educational Travel, and the Bhutan Canada Foundation reserves the right to dismiss any student for alcohol and/or drug abuse or for continued disobedience of the rules, and to send the offending student home from the program at their own, or their parents', expense. Students are expected to attend and to be on time for all classes and academic activities, and to complete all of
their course requirements. Hitchhiking or the operation of motorized vehicles is strictly forbidden while participating in the program. Students are expected to conform to the laws of the country while participating in the program. Any student found in possession of, or using, illegal drugs will be sent home from the program at their own, or their parents', expense and may be subject to penalties under the law of the country that they are visiting.

LIABILITY AND RESPONSIBILITY
Blyth Academy, Blyth Educational Travel, and the Bhutan Canada Foundation will accept no responsibility for any travel arrangements that are recreational and not related to the academic program or the housing portion. The travel service provider, the operator, their agents and/or suppliers of services act only as agents for the traveller and accept no responsibility for the services of any aircraft, vessel, train, motor coach, or any other conveyance used in connection with these programs, nor for any delay, loss or accident to travellers or baggage occasioned by such services from whatsoever cause. In the event that it becomes necessary for the comfort and/or well-being of the passenger, or for any other reason, to alter the itinerary or arrangements, such alterations may be made without penalty to the tour operator. The right is reserved to cancel any program and to decline to accept any person as a member of the program at any time. Any IATA or ATC member carrier may be used for the programs. The airlines concerned are not to be held responsible for any act, omission or event during the time the passengers are not on board the aircraft. The passenger ticket in use by the airline, when issued, shall constitute the sole contract between the airline and the purchasers of those tickets and/or passengers.

REFERENCES
Available on request.